Business funding timelines span two orders of magnitude: same-day working capital, 1–3 day online term loans, 1–2 week bank-grade underwriting, 1–2 month SBA processes. Each step up in wait buys a step down in price. The full guide maps the timeline of each stage (application, underwriting, offer, funding), what documents to have ready so you never add days to your own deal, and the honest question that saves the most money: is your deadline real, or just impatience? Because lenders price urgency, and they're very good at it.

What the full guide covers

• The four speed tiers and their price tags
• Stage by stage: where the days actually go
• Documents that cut days off underwriting
• Same-day capital: when it's worth it
• Matching lender speed to your true deadline

The full guide is publishing soon. The short version above is accurate and current, and the concierge already knows everything in it.